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  <!-- Home page -->
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    <loc>https://mortgageprocalculator.com/</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
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  <!-- Calculator pages -->
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    <loc>https://mortgageprocalculator.com/home-loan-calculator</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://mortgageprocalculator.com/payoff-calculator</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://mortgageprocalculator.com/home-loan-part-payment-calculator</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Educational content -->
  <url>
    <loc>https://mortgageprocalculator.com/articles/mortgage-101</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://mortgageprocalculator.com/articles/first-time-homebuyer</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://mortgageprocalculator.com/articles/refinancing-guide</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://mortgageprocalculator.com/articles/mortgage-terms-glossary</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- FAQ page -->
  <url>
    <loc>https://mortgageprocalculator.com/faq</loc>
    <lastmod>2025-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
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